Buildings insurance covers damage to the structure of the building caused directly by 'specific acts of peril'. This is a legal term which covers things like fires or floods. As your landlord and the freeholder of the building, we take out buildings insurance for the building as a whole.
You will need to organise your own home contents insurance, which covers your possessions, furniture and any goods within your home, as these are not covered by buildings insurance.
How to claim
If you need to make a claim, please ring our buildings insurance provider, Zurich Municipal, on freephone 0800 028 0336 (24 hour) or email email@example.com, citing policy number JHA22S387-0013.